Kymin are proud to announce that we have again for a second year running been recognised as a VouchedFor Top Rated Firm for 2026, an award specifically presented to firms that consistently deliver an outstanding client experience. We look forward to seeing this years list of the Top Rated Firms in the UK, which is being published in The Times newspaper on Saturday 21st March. We are very proud to be included again this year.

How does Kymin achieve Top Rated status

We have successfully achieved this status again based on the strength and consistency of the feedback our clients have provided through the verified VouchedFor reviews. All of our advisers have had to exceed VouchedFor’s criteria for us to be able to achieve this designation. With an overall client satisfaction rating of 4.9 out of 5, via the 259 reviews that have been left (at current time of writing, as these will increase) for our five advisers. This recognition cements our ongoing commitment to deliver excellent advice, clear communication, and positive outcomes for the people that we work with.

How to plan to secure your wealth for the next generation.

For years, pensions have been regarded as one of the most effective tools for passing wealth to future generations, offering unique tax advantages unavailable with other assets.

Traditionally pension funds have been protected from Inheritance Tax (IHT): if you died before age 75, beneficiaries could often receive your unspent pension savings tax-free, and even after age 75, funds were taxed at the recipient’s marginal Income Tax rate rather than at punitive IHT levels. This special treatment has made pensions a crucial part of long-term estate planning for those aiming to leave a legacy.

Consider the statistics: according to recent research, 45% of working couples require both incomes to meet their monthly living costs. This stark reality highlights the vulnerability many families face, despite believing they are financially secure.

Why does protection planning today matter more than ever?

Discussing unexpected events can be difficult because it forces us to confront the discomfort of uncertainty about the future. However, preparing for the unexpected is crucial for maintaining financial stability and achieving long-term objectives.

While we can’t shield ourselves from the emotional toll of such losses, we can protect our finances and those we care about from further damage. The ripple effects of unforeseen circumstances extend far beyond the immediate impact, often creating financial challenges that persist for months or even years.

Consider the statistics: according to recent research, 45% of working couples require both incomes to meet their monthly living costs. This stark reality highlights the vulnerability many families face, despite believing they are financially secure.

Protecting those who matter most

Caring for our loved ones is an innate human instinct. We strive to ensure their wellbeing and security, but the future’s unpredictability can impact our financial abilities. How would your family manage financially if you were no longer there? What if you become unable to work due to illness or injury?

Would you become a burden on your children if you need long-term nursing care? These are tough questions that many prefer to avoid, yet they reflect real concerns faced by many families. The cost of nursing home care in the UK continues to rise, averaging £80,340 per year.